Don't pay off the loans immediately. Invest the money. Use the money to retire to some place less expensive than Boston. I have friends who bought a rather nice house in a very good neighborhood for something in the region of $128,000.
Really, if you got a million dollars, the first thing you should do is to hire on a financial wizard. ;-)
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Really, if you got a million dollars, the first thing you should do is to hire on a financial wizard. ;-)