Never A Dull Moment

So, just as I'm getting ready to actually go live with my new business.....

....we find out that umbran's contract expires this Friday, and the company won't allow any further renewals or extensions. And that, while his boss had planned on surprising him by transitioning him to permanent staff, she was instead informed that she needed to start laying off already-permanent staff.

So now my husband will be unemployed as of Friday. And I've already been working half-time or less for the past month or two, as I put all of my time into getting the new practice ready to go.

This is... less than ideal.

I've had a few days to come to terms with it, and I'm past my meltdown, 'my dreams are being murdered' phase, but it's still a big source of stress and worry. I'm *almost* ready to roll - my logo is complete, my website should be done in a day or two; all I need is to actually buy my supplies and go.

That's the one hiccup. Buying supplies. It's hard to spend money when you don't have any income coming in yet. And I'm realizing that, while there are a lot of resources out there if you *have* a business and need to get a short-term loan, or if you're starting a business and need $20-50,000, there aren't a lot of resources for folks who are starting a business and need, say, $5000-10,000.

Because I don't need much. Meds-wise, I can actually get started for even less; I can take care of that out of pocket. But I'd really like to have a therapeutic laser. I know I don't NEED it, but I think it'd be a huge benefit to my patients. And I'm driving myself up a wall trying to find a way to finance the damn thing without either borrowing an extra $40K that I don't need or put up with the unreasonable demands of the laser's financing company ($500,000 of insurance, being listed as a beneficiary on my home owner's insurance....)

I'll make it work - in a worst-case scenario, I'll just wait until I can buy it out of pocket. But everything has suddenly gotten a lot more scary.

If y'all can keep your fingers crossed for umbran to get a new job, quick like a bunny, it'd be immensely appreciated. Once we have that safety net, everything should be easy again.....